The only daughter of a European banking dynasty, Raphaella had always been sheltered from the world. Married to a much older American, she was kept in the privacy of great luxury, tended to by servants, watched over by bodyguards. She was the beautiful dark-eyed woman the young lawyer from San Francisco, Alexander Hale, saw sitting alone one misty evening. Before he could approach her, she rushed away into the garden. She was the "perfect stranger" he couldn't forget. When they met again their lives would change forever.

Devastated by the stillbirth of his child, banking magnate Paul Werner struggles with his forbidden passion for the elusive Anna, while continuing his work to help the Jews fleeing Germany