"Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or--just as important--when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours"--

Explores the growing demand for school choice among poor families in the inner city. Stern describes the dramatic successes and occasional failures of this 'new civil rights movement' in three key cities: Milwaukee, Cleveland, and New York. Filled with timely insights and human drama, Breaking Free vividly describes how cash-starved Catholic schools in the South Bronx are performing small educational miracles every day with children the public schools have given up on. large numbers of poor minority children from violent, chaotic and failing public schools and allowed them to attend parochial and private schools where high expectations often result in high achievement. Drawing on personal observation and intimate conversations with parents, students and educators, Breaking Free is the first book to transform school choice from an abstract policy issue into a question of basic personal freedom, and indeed, for minority children at the bottom of the social ladder, into a question of survival. Equal access to the American dream through quality education is, Sol Stern convinces us, the unfinished business before us.